Individual accident insurance is a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury – not just for emergency treatment, hospital stays and medical exams, but for other expenses you may face, such as transportation and lodging needs. When you have a covered accident, we’ll send cash benefits directly to you (unless you tell us otherwise) and you decide the best way to spend them. It’s as simple as that. You’ll receive cash benefits for these and other expenses that may not be fully covered by your major medical insurance:
  • Broken teeth
  • Concussions
  • Intensive care unit confinement
  • Ambulance, ground and air
  • Emergency room visits
  • Lacerations

Cancer Plans:

No one wants to experience a cancer diagnosis, but the fact is that the risk of getting cancer is great. In the United States, men have slightly less than a one in two lifetime risk of developing cancer; for women, the risk is a little more than one in three (Cancer Facts and Figures 2009, American Cancer Society). Aflac cancer/specified-disease insurance policy is designed to provide you with cash benefits during covered cancer treatments. A supplemental cancer/specified-disease insurance policy can also help protect your income and savings from expenses that aren’t covered by your major medical health insurance policy, including:
  • Deductibles
  • Out-of-network specialists
  • Experimental cancer treatment
  • Travel and lodging when treatment is far from home
  • Child care and household help
  • Normal living expenses, such as your car payment, mortgage/rent and utility bills

Critical Illness:

A lump sum critical illness insurance policy provides a single cash benefit to you if you’re diagnosed or treated for critical illness events. The critical illness benefit is triggered by covered serious health condition such as:  
  • Heart Attack
  • Stroke
  • End-Stage Renal Failure 
  • Coma
  • Major Human Organ Transplant
  • Paralysis

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