Lunch Meeting

  • Retirement Analysis
    Learn how to maximum your retirement payouts so that you get the most benefits during your retirement years.
  • Benefits Analysis
    We’ll share with you the best way to use your benefits and how to leverage your plans.
  • Social Security Analysis
    What you do NOT know about your social security will not benefit you. Learn how to increase the payout amounts and extend the payout coverage for YOUR lifetime.

  • Yearly Reviews
    One thing you can count on is that life will change. Every year you need to review the benefits and your retirement plan to make adjustments. We can help you in that process.

  • Employer Stop-Loss
    If you are on a self-funded insurance plan you should know about your employer’s stop-loss previsions and what that means for you health care.

  • Yearly Financial Planning Guide
    Every year the AFBA releases a financial planning guide that you should review to see the latest updates and revisions so that you can best make adjustments to your plan. To get a copy just contact our office.

  • Quarterly Newsletters
    Get the latest news and update on smart financial planning and your federal retirement.

  • Retirement Products
    We only provide retirement products that will never lose a dime of your hard earned money.

  • IRA (Roth/Traditional)
    Knowing your options when coming to IRA’s will save you money. We advise people on products that will never lose a dime of your hard earned money.

  • Monthly Deposit Roth IRAs
    Before setting up monthly deposit Roth IRA’s, you need to talk to a DFS adviser.


  • Level Term
    Low cost coverage for your family members, children and grand children. Starting a plan while they are young will insure that their family will be protected when they grow up and have families of their own. Call Today!

  • Permanent
    Make sure you have protection when you need it most. Worried about being too late to provide adequate protection for the ones you love? We have affordable plans that will provide for the needs of your family members and final expenses. Call Today!

  • Family Coverage
    Expect the unexpected and safe guard the future of your children and grand children. Give them the peace of mind and security only you can provide. Ask your benefits provider for rates and plans that can best fit your needs. Call Today!


  • Accident
    Individual accident insurance is a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury – not just for emergency treatment, hospital stays and medical exams, but for other expenses you may face, such as transportation and lodging needs.

    When you have a covered accident, we’ll send cash benefits directly to you (unless you tell us otherwise) and you decide the best way to spend them. It’s as simple as that.

    You’ll receive cash benefits for these and other expenses that may not be fully covered by your major medical insurance: Broken teeth, Concussions, Intensive care unit confinement, Ambulance, ground and air, Emergency room visits, Lacerations.

  • Cancer Plans
    No one wants to experience a cancer diagnosis, but the fact is that the risk of getting cancer is great. In the United States, men have slightly less than a one in two lifetime risk of developing cancer; for women, the risk is a little more than one in three (Cancer Facts and Figures 2009, American Cancer Society). Aflac cancer/specified-disease insurance policy is designed to provide you with cash benefits during covered cancer treatments.
    A supplemental cancer/specified-disease insurance policy can also help protect your income and savings from expenses that aren’t covered by your major medical health insurance policy, including: Deductibles, Out-of-network specialists, Experimental cancer treatment, Travel and lodging when treatment is far from home, Child care and household help, Normal living expenses, such as your car payment, mortgage/rent and utility bills

  • Critical Illness
    A lump sum critical illness insurance policy provides a single cash benefit to you if you’re diagnosed or treated for critical illness events. The critical illness benefit is triggered by covered serious health condition such as: Heart Attack, Stroke, End-Stage Renal Failure, Coma, Major Human Organ Transplant, Paralysis